Loan Plans for Every Situation

CREDITO VELOCE SPA offers three distinct lending tiers to match different borrowing needs, income profiles, and credit histories. Each plan comes with fixed interest rates, a clearly defined repayment schedule, and no hidden fees. Choose the plan that fits your current financial circumstances, and our advisors will help you fine-tune the details before you commit. All plans are available to qualifying applicants subject to our standard creditworthiness assessment.

Essential

From 7.9% APR

Designed for borrowers with a stable income who need a smaller loan amount for everyday financial needs or minor unexpected expenses.

  • Loan amounts from €500 to €3,000
  • Repayment terms of 6 to 24 months
  • Fixed monthly installments
  • Online application with same-day decision
  • No early repayment penalty

Standard

From 9.5% APR

Our most popular product, suited to individuals seeking mid-range financing for purchases, home improvements, or debt consolidation.

  • Loan amounts from €3,001 to €15,000
  • Repayment terms of 12 to 48 months
  • Fixed rate for the full loan term
  • Dedicated loan advisor assigned
  • Optional payment protection add-on

Premium

From 11.2% APR

Tailored for borrowers requiring larger credit facilities for significant life events, major purchases, or retail finance partnerships.

  • Loan amounts from €15,001 to €50,000
  • Repayment terms of 24 to 60 months
  • Promissory note or installment structure available
  • Priority underwriting and disbursement
  • Quarterly account review with senior advisor